tag:searchlightcrusade.net,2024:/mt//feed/respa 2024-04-20T01:31:31Z Movable Type 4.21-en 21 1 21 tag:www.searchlightcrusade.net,2009://3.4619 2021-09-07T14:00:00Z 2021-09-07T15:28:45Z Dan Melson http://www.searchlightcrusade.net/ A high percentage of buyers out there have no idea of how qualified they really are themselves. They have no clue as to any of the major factors in determining credit-worthiness. To be fair, there are dozens, if not hundreds,... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2853 2021-08-16T14:00:00Z 2021-08-16T15:52:13Z Dan Melson http://www.searchlightcrusade.net/ (Note: This article is a reprint of one of the earliest articles I wrote, from a time when rates were higher. The principles, however, are quite valid - and even reinforced by the fact that rates now are much lower)... tag:www.searchlightcrusade.net,2010://3.5002 2021-08-15T14:00:00Z 2021-08-15T14:53:22Z Dan Melson http://www.searchlightcrusade.net/ I hear it and read it all the time - advice that says to pre-emptively reject the possibility of paying points. People that talk to me about loan rates that tell me they will not consider any loan that... tag:www.searchlightcrusade.net,2008://3.4240 2021-03-01T15:00:00Z 2021-03-01T13:21:28Z Dan Melson http://www.searchlightcrusade.net/ People ask for referrals all the time, and many folks will stumble all over themselves to provide referrals. Some of the people referred really are excellent providers. Others are not so good, but the person providing the referral has an... tag:www.searchlightcrusade.net,2010://3.4940 2021-02-15T15:00:00Z 2021-02-15T17:01:23Z Dan Melson http://www.searchlightcrusade.net/ (This is a companion article to What Sellers Need: What Buyers Should Want to Supply) Quite often, I hear people talking about the real estate market as if it's all some amorphous blob, and buyers and sellers are no more... tag:www.searchlightcrusade.net,2010://3.4939 2021-02-14T15:00:00Z 2021-02-15T17:02:46Z Dan Melson http://www.searchlightcrusade.net/ (This is a companion article to What Buyers Need: What Sellers Should Want to Supply) Quite often, I hear people talking about the real estate market as if it's all some amorphous blob, and buyers and sellers are no more... tag:www.searchlightcrusade.net,2008://3.4181 2021-01-31T15:00:00Z 2021-01-31T13:57:40Z Dan Melson http://www.searchlightcrusade.net/ One of the things I see all the time is notations made on the listing that demotivate buyers agents, or give them a reason not to show the property. This practice has had a drastic fall off for a while,... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2643 2021-01-29T15:00:00Z 2021-01-29T10:48:18Z Dan Melson http://www.searchlightcrusade.net/ Just got a search on "state of california fsbo questions to work directly with loan officers without a agent" This isn't a problem. Whereas it is the same basic license, it is two entirely separate job functions and the government... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2616 2021-01-11T15:00:00Z 2021-01-11T13:40:04Z Dan Melson http://www.searchlightcrusade.net/ RESPA (Real Estate Settlement Procedures Act) prohibits an agent from requiring you to have other services performed by specified outside companies, or by a particular associated company either. RESPA also prohibits an agent from accepting payment (kickbacks) from third party... tag:www.searchlightcrusade.net,2009://3.4879 2020-10-08T14:00:00Z 2020-10-08T13:38:26Z Dan Melson http://www.searchlightcrusade.net/ I just picked a random ZIP code in my local MLS, and out of the first twenty listings I came to, ten had explicit violations of one or more of the sections of RESPA regarding steering right there in the... tag:www.searchlightcrusade.net,2009://3.4861 2020-09-10T14:00:00Z 2020-09-10T15:02:13Z Dan Melson http://www.searchlightcrusade.net/ Liquidation auctions were a big thing for a while there. They were just advertising one on all the stations around here. The other agents in my office asked if I was going, and I told them, "There will be... tag:www.searchlightcrusade.net,2009://3.4518 2009-02-25T15:00:00Z 2010-08-31T13:52:42Z Dan Melson http://www.searchlightcrusade.net/ I hear it and read it all the time - advice that says to pre-emptively reject the possibility of paying points. People that talk to me about loan rates that tell me they will not consider any loan that... tag:www.searchlightcrusade.net,2008://3.4210 2008-08-12T14:00:00Z 2010-03-18T13:59:26Z Dan Melson http://www.searchlightcrusade.net/ (This is a companion article to What Sellers Need: What Buyers Should Want to Supply) Quite often, I hear people talking about the real estate market as if it's all some amorphous blob, and buyers and sellers are no more... tag:www.searchlightcrusade.net,2008://3.4209 2008-08-11T14:00:00Z 2010-03-17T13:49:26Z Dan Melson http://www.searchlightcrusade.net/ (The companion article is What Buyers Need: What Sellers Should Want to Supply) Quite often, I hear people talking about the real estate market as if it's all some amorphous blob, and buyers and sellers are no more different than... tag:www.searchlightcrusade.net,2008://3.3916 2008-03-24T14:00:00Z 2009-11-12T14:39:34Z Dan Melson http://www.searchlightcrusade.net/ I just picked a random ZIP code in my local MLS, and out of the first twenty listings I came to, ten had explicit violations of one or more of the sections of RESPA regarding steering right there in the... tag:www.searchlightcrusade.net,2008://3.3807 2008-02-19T15:00:00Z 2009-10-13T13:56:51Z Dan Melson http://www.searchlightcrusade.net/ With the market turndown, Liquidation auctions are becoming a big thing. They were just advertising one on all the stations around here. The other agents in my office asked if I was going, and I told them, "There will... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2881 2007-07-26T17:00:55Z 2022-06-20T16:29:43Z Dan Melson http://www.searchlightcrusade.net/ A high percentage of buyers out there have no idea of how qualified they really are themselves. They have no clue as to any of the major factors in determining credit-worthiness. To be fair, there are dozens, if not hundreds,... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2674 2007-02-27T18:00:44Z 2022-04-26T00:32:32Z Dan Melson http://www.searchlightcrusade.net/ People ask for referrals all the time, and many folks will stumble all over themselves to provide referrals. Some of them really are excellent providers. Others are not so good, but the person providing the referral has an agenda of... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2644 2007-02-07T18:00:58Z 2022-04-26T00:22:27Z Dan Melson http://www.searchlightcrusade.net/ One of the things I see all the time is notations made on the listing that demotivate buyers agents, or give them a reason not to show the property. This practice has had a drastic fall off of late, with... tag:gockel.hmdnsgroup.com,2005:/~searchli//3.1807 2005-07-06T17:00:25Z 2021-11-23T16:23:30Z Dan Melson http://www.searchlightcrusade.net/ The Truth-In-Lending is a form that can or does provide some useful information, but the useful information it provides is both smaller than most people think, and not in the numbers everybody looks at. The first thing to be aware...