tag:searchlightcrusade.net,2024:/mt//feed/public assistance 2024-04-29T13:30:42Z Movable Type 4.21-en 25 1 25 tag:www.searchlightcrusade.net,2008://3.3805 2024-04-15T14:00:00Z 2024-04-15T15:36:09Z Dan Melson http://www.searchlightcrusade.net/ This is a nationwide program for first time home buyers that helps them qualify for the loan by saving them even more money on their tax bill. With that said, however, the state of California accounts for more than 50... tag:www.searchlightcrusade.net,2009://3.4826 2023-06-26T14:00:00Z 2023-06-26T13:26:44Z Dan Melson http://www.searchlightcrusade.net/ Can I qualify for first time home buyer financing if I buy a duplex and live in one and rent out the other? I thought if I bought a duplex, lived in one side and rented out the other would... tag:www.searchlightcrusade.net,2010://3.5021 2021-10-28T14:00:00Z 2021-10-28T12:16:39Z Dan Melson http://www.searchlightcrusade.net/ This is a warning to those who purchase restricted sale property. I've gotten a couple of calls for refinancing these in the past couple months, and I've never covered this subject. A restricted sale property is one where the... tag:www.searchlightcrusade.net,2010://3.4923 2020-12-24T15:00:00Z 2020-12-24T17:03:30Z Dan Melson http://www.searchlightcrusade.net/ With a few lenders starting to loosen their requirements slightly in San Diego, it's becoming increasingly obvious that the bottom is behind us. However, the issue has now become, "I don't have much of a down payment. How do... tag:www.searchlightcrusade.net,2009://3.4906 2020-11-18T15:00:00Z 2020-11-18T17:44:13Z Dan Melson http://www.searchlightcrusade.net/ Every once in a while, the subject of assumable loans comes up. An assumable loan is one where the owner of a property has the ability to pass the loan along with the property in a sale. In other... tag:www.searchlightcrusade.net,2008://3.3867 2020-09-17T14:00:00Z 2020-09-17T14:46:16Z Dan Melson http://www.searchlightcrusade.net/ One of the things people keep asking about is first time buyer programs. They exist, but lenders are not the first place to ask. Why? Because many, if not most lenders, actually charge a quarter of a point or so... tag:www.searchlightcrusade.net,2009://3.4699 2009-05-12T14:00:00Z 2010-11-09T14:50:25Z Dan Melson http://www.searchlightcrusade.net/ This is a warning to those who purchase restricted sale property. I've gotten a couple of calls for refinancing these in the past couple months, and I've never covered this subject. A restricted sale property is one where the... tag:www.searchlightcrusade.net,2008://3.4264 2008-09-05T14:00:00Z 2008-09-05T13:52:05Z Dan Melson http://www.searchlightcrusade.net/ Or, Ways to Minimize Down Payment Requirements (Continued from Part I which stated the issue) But with loans so difficult to get right now, that makes it a wonderful time to buy, because the competition for properties is non-existent. In... tag:www.searchlightcrusade.net,2008://3.4247 2008-09-04T14:00:00Z 2008-09-05T13:54:29Z Dan Melson http://www.searchlightcrusade.net/ Two years ago, the loan market was easy. It was like being one of those third world countries tapped into the IMF back in the nineties. Of course you could get a loan, and if you didn't make enough to... tag:www.searchlightcrusade.net,2008://3.4250 2008-09-02T14:00:00Z 2008-09-02T13:43:03Z Dan Melson http://www.searchlightcrusade.net/ Lots of people ask about first time buyer programs, government assistance, and other assistance. Mortgage Credit Certificate, municipal first time buyer programs, FHA, FHA Secure, even the VA loan. The one thing they all have in common is that... tag:www.searchlightcrusade.net,2008://3.4071 2008-06-17T14:00:00Z 2010-01-26T15:43:16Z Dan Melson http://www.searchlightcrusade.net/ With a few lenders starting to loosen their requirements slightly in San Diego, it's becoming increasingly obvious that the bottom is behind us. However, the issue has now become, "I don't have much of a down payment. How do... tag:www.searchlightcrusade.net,2008://3.3978 2008-05-08T14:00:00Z 2009-12-23T16:54:34Z Dan Melson http://www.searchlightcrusade.net/ Every once in a while, the subject of assumable loans comes up. An assumable loan is one where the owner of a property has the ability to pass the loan along with the property in a sale. In other... tag:www.searchlightcrusade.net,2008://3.3853 2008-02-21T19:50:00Z 2008-02-21T19:57:40Z Dan Melson http://www.searchlightcrusade.net/ FYI, I attended a class on FHA mortgages, FHA Secure and down payment assistance programs this morning. I'll probably have two or possibly three articles in the next week or so. In the meantime, if I can help with a... tag:www.searchlightcrusade.net,2007://3.3648 2007-12-13T15:00:00Z 2022-10-03T16:54:57Z Dan Melson http://www.searchlightcrusade.net/ Can I qualify for first time home buyer financing if I buy a duplex and live in one and rent out the other? I thought if I bought a duplex, lived in one side and rented out the other would... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2893 2007-08-04T17:01:30Z 2022-06-20T16:31:57Z Dan Melson http://www.searchlightcrusade.net/ Veterans Administration, or VA loans, are government guaranteed loans available to veterans and active duty members of the armed services, that enable them to purchase homes for no money down. In fact, VA loans go up to 103 percent of... tag:gockel.hmdnsgroup.com,2006:/~searchli//3.2521 2006-11-16T23:13:38Z 2007-09-22T03:09:32Z Dan Melson http://www.searchlightcrusade.net/ 'Homeless dumping' charges for hospital The case against it stems from a March surveillance video showing a 63-year-old patient from Kaiser Permanente's Bellflower hospital wandering Skid Row in a hospital gown and slippers. Prosecutors describe what happened to Carol... tag:gockel.hmdnsgroup.com,2006:/~searchli//3.2508 2006-11-09T18:00:17Z 2022-04-04T13:24:21Z Dan Melson http://www.searchlightcrusade.net/ One of the things people keep asking about is first time buyer programs. They exist, but lenders are not the first place to ask. Why? Because many, if not most lenders, actually charge a quarter of a point or so... tag:gockel.hmdnsgroup.com,2006:/~searchli//3.2473 2006-10-19T17:00:50Z 2022-03-07T14:44:18Z Dan Melson http://www.searchlightcrusade.net/ This is a nationwide program for first time home buyers that helps them qualify for the loan by saving them even more money on their tax bill. With that said, however, the state of California accounts for more than 50... tag:gockel.hmdnsgroup.com,2006:/~searchli//3.2226 2006-05-05T03:20:24Z 2007-09-15T22:30:43Z Dan Melson http://www.searchlightcrusade.net/ If you're looking for my article on "Southern California Real Estate and Loan Market Outlook" the link is here. For some reason it's not displaying on the main page, and I can't access it myself at the moment to... tag:gockel.hmdnsgroup.com,2006:/~searchli//3.2218 2006-04-29T04:27:03Z 2007-09-15T22:15:06Z Dan Melson http://www.searchlightcrusade.net/ Carnival of Liberty Recommended: New World Man (with an offensive topic warning!) Carnival of The Vanities Recommended: Liberal Wrong ********** Iran ready to transfer nuclear know how ********** Mine blast survivor says some men's air packs didn't work. This is...