tag:searchlightcrusade.net,2024:/mt//feed/prevention 2024-04-23T18:48:45Z Movable Type 4.21-en 104 1 104 tag:www.danmelson.com,2009://4.4898 2009-12-09T15:15:00Z 2009-12-09T15:22:27Z Dan Melson http://www.searchlightcrusade.net/ Today we have the final installment in the series on the new Good Faith Estimate formThe 2010 Good Faith Estimate (Page Three). Your government that should be protecting you from the worst sort of mortgage provider lies is now actively... tag:www.danmelson.com,2009://4.4896 2009-12-08T15:00:00Z 2009-12-08T14:49:51Z Dan Melson http://www.searchlightcrusade.net/ The second installment in the series The 2010 Good Faith Estimate (Page Two) is now up. Read it and weep - for consumers nationwide who were hoping the government would provide the solution to their troubles. Didn't happen. Instead, it's... tag:www.danmelson.com,2009://4.4894 2009-12-07T17:00:00Z 2009-12-07T17:23:38Z Dan Melson http://www.searchlightcrusade.net/ It's been a while, but the most recent Transaction From Hell (seller's tenants didn't want to move out - or even let inspectors in) is finally over and I've had a little bit of chance to recover. Today's new consumer... tag:www.danmelson.com,2009://4.4790 2009-07-07T14:00:00Z 2009-07-07T13:58:18Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is The Loan Shopping Koan, talking about the contradiction offered by dueling interests: The fact that while consumers want the best possible loan, against the opposing fact that it's very easy for loan providers... tag:www.danmelson.com,2009://4.4789 2009-07-06T14:00:00Z 2009-07-06T13:45:03Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is How To Keep Listing Agents From Filtering Out Offers. This is a real, major, and once again increasing problem within the real estate industry. You need to take steps to prevent it from... tag:www.danmelson.com,2009://4.4770 2009-06-22T14:00:00Z 2009-06-22T13:48:06Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Real Estate and "Priced for Perfection" talks about the house that is too beautiful to pass up - but that you should.... tag:www.danmelson.com,2009://4.4761 2009-06-16T14:00:00Z 2009-06-16T13:49:54Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is There Is No Fairy Godmother for Loans. To avoid becoming a government statistic, ask prospective loan providers the hard questions before you sign on the bottom line - or better yet, before you... tag:www.danmelson.com,2009://4.4755 2009-06-15T14:00:00Z 2009-06-15T14:00:14Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is "I'm Working With Someone Else, But Could You Just Help Me With..." talking about requests for free work from real estate agents. I'm perfectly happy to give general information to non-clients and... tag:www.danmelson.com,2009://4.4746 2009-06-09T14:00:00Z 2009-06-09T14:08:26Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is The Sperm Donor Theory of Buyer's Agents. The real estate industry is built around the listing of property. Okay, it's actually built around the care and feeding of real estate brokerages, but... tag:www.danmelson.com,2009://4.4726 2009-05-27T14:00:00Z 2009-05-27T13:48:10Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is I'm Competing Against Multiple Offers. How Do I Proceed?. It's an article directed at consumers, not real estate professionals, so it doesn't go over some things such as alternatives to money that are... tag:www.danmelson.com,2009://4.4711 2009-05-18T14:15:00Z 2009-05-18T14:12:07Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Student Loans and Real Estate Loans: Default, Repayment vs. Nonpayment and Consolidation. These are the three issues that are most common for loan applicants to run afould of.... tag:www.danmelson.com,2009://4.4705 2009-05-14T14:00:00Z 2009-05-14T13:51:11Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Buying Real Estate Isn't Simple. You can pretend it's simple, and hope you get outrageously lucky. Or you can prepare and do the work, and come out reliably enough better to more than... tag:www.danmelson.com,2009://4.4694 2009-05-11T14:00:00Z 2009-05-11T14:26:12Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is You Want an Agency That Can Pay ENOUGH Attention to YOU. It really doesn't benefit you to list with an agency that is too busy to pay proper attention to your property, nor... tag:www.danmelson.com,2009://4.4663 2009-04-20T14:00:00Z 2009-04-20T13:56:25Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Shopping For The Best Loan In The New Lending Environment. There have been changes in the lending environment in the last few months, changes that are practically designed to make loan officers with... tag:www.danmelson.com,2009://4.4612 2009-03-18T14:00:00Z 2009-03-18T13:50:47Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Top Twelve Things That Help You Buy a Bargain Property. If you're looking to buy a good property at a bargain price, put as many of these on your side as possible.... tag:www.danmelson.com,2009://4.4604 2009-03-11T14:00:00Z 2009-03-11T13:58:22Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is The Difference Between a Reliable and Unreliable Prequalification or Preapproval Letter. Whether you're a buyer or a seller, having the right lender letter is a good thing. If you're a seller, you know... tag:www.danmelson.com,2009://4.4578 2009-02-25T15:00:00Z 2009-02-25T14:49:10Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Why It May Be Costly to Reject Paying Points. The advice "never pay points" actually started out as misleading advertising intending to keep consumers away from what in fact were better loans, but... tag:www.danmelson.com,2009://4.4577 2009-02-24T15:00:00Z 2009-02-24T15:00:32Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Title Deeds And The Form They Should Take, which discusses the mechanism of the title transfer deed and the form it should take.... tag:www.danmelson.com,2009://4.4560 2009-02-17T15:00:00Z 2009-02-17T15:00:05Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Finding a Good Buyer's Agent (And Eliminating Bad Ones). It really is easy to get yourself a good buyer's agent, but many people don't know how important it is, or won't make the... tag:www.danmelson.com,2009://4.4550 2009-02-11T15:00:00Z 2009-02-11T14:44:08Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Transaction Coordinator: For The Agent's Benefit, Not The Consumers. Transaction coordinators are mostly a good thing, helping agents ensure compliance and coordinating between various parties to the transaction. But asking consumers to pay...