Search Results for pmi tag:searchlightcrusade.net,2024:/mt//feed/pmi 2024-04-16T20:19:13Z Movable Type 4.21-en 7 1 7 New Consumer Article: 105% Refinancing With No PMI (Maybe) tag:www.danmelson.com,2009://4.4674 2009-04-27T14:00:00Z 2009-04-27T13:47:20Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is 105% Refinancing With No PMI (Maybe). It goes over the straight scoop on Fannie and Freddie's new programs aimed at loss mitigation by helping people who would be able to refinance if values... State of the San Diego Real Estate Market March 2009 tag:www.danmelson.com,2009://4.4591 2009-03-03T15:00:00Z 2009-03-03T14:37:29Z Dan Melson http://www.searchlightcrusade.net/ Reminds me of this gold rush movie (one that I recommend watching if you have a chance) Okay, it's not quite like that, but correctly priced properties are flying into "Pending". It has to do with supply and demand. At... New Consumer Article: VA Loans Have Become The Magic Bullet tag:www.danmelson.com,2008://4.4393 2008-11-03T15:00:00Z 2008-11-03T14:52:56Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for the day is VA Loans Have Become The Magic Bullet. It isn't that VA loans have changed; it's that everything else has severely tightened the qualifications. I'll try and have at least a couple of... How Can I Lower The Down Payment Requirements So I Can Buy Real Estate? tag:www.danmelson.com,2008://4.4113 2008-06-17T14:00:00Z 2008-06-17T21:57:19Z Dan Melson http://www.searchlightcrusade.net/ With a few lenders starting to loosen their requirements slightly in San Diego, it's becoming increasingly obvious that the bottom is behind us. However, the issue has now become, "I don't have much of a down payment. How do... The Self-Fulfilling Prophecy of Lender Fear tag:www.danmelson.com,2008://4.3838 2008-02-12T15:00:00Z 2008-02-12T14:53:55Z Dan Melson http://www.searchlightcrusade.net/ I knew that people, particularly first time buyers, were going to be forced into condominiums in San Diego, I just didn't know how soon. Most people, particularly first time buyers, want 100% financing. Actually, most first time buyers don't... Private Mortgage Insurance Rates Jump tag:www.danmelson.com,2008://4.3817 2008-01-31T15:00:00Z 2008-01-31T14:21:37Z Dan Melson http://www.searchlightcrusade.net/ I knew this was coming. With holders of second mortgages not wanting to go above 90% Loan to Value Ratio, sellers of Private Mortgage Insurance, (PMI) have the "less than 10% equity" market all to themselves. The rates had... Another Refinance Boom - With a Difference tag:www.danmelson.com,2008://4.3793 2008-01-21T15:00:00Z 2008-01-21T15:13:16Z Dan Melson http://www.searchlightcrusade.net/ With rates having nose-dived in recent weeks, we're experiencing a refinancing mini-boom. Now that rates have fallen by about a full percent from where they were most of the last year, people are waking up to the fact that...