tag:searchlightcrusade.net,2024:/mt//feed/leverage 2024-04-24T20:49:32Z Movable Type 4.21-en 17 1 17 tag:www.searchlightcrusade.net,2009://3.4820 2023-05-22T14:00:00Z 2023-05-22T15:45:14Z Dan Melson http://www.searchlightcrusade.net/ One of a long series of emails about this horrid product: (identifying details redacted) Learn How To Make More Money Per Client ($500-$1000) In This Workshop You Will Learn Why The Most Successful Mortgage & Real Estate Professionals Across The... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2916 2021-10-06T14:00:00Z 2021-10-06T14:02:23Z Dan Melson http://www.searchlightcrusade.net/ Many folks have no idea how qualified they are as borrowers. There are two ratios that, together with credit score, tell how qualified you are for a loan. The more important of these two ratios is Debt-to-Income ratio, usually abbreviated... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2891 2021-09-19T14:00:00Z 2021-09-19T12:57:41Z Dan Melson http://www.searchlightcrusade.net/ (This article was originally written in August 2006. The market and loan rate figures have changed, but the basic information is the same, as is the conclusion) Okay, you might expect a Real Estate Agent to have a post with... tag:www.searchlightcrusade.net,2009://3.4588 2021-08-19T14:00:00Z 2021-08-19T13:33:40Z Dan Melson http://www.searchlightcrusade.net/ An email: Hi Dan, I was reading your article on "should you pay off your mortgage faster?" (DM: link here DELETED It'll be a fresh 30 year loan and I'm 44 years old so this discussion has interest, I... tag:www.searchlightcrusade.net,2008://3.4155 2021-01-20T15:00:00Z 2021-01-20T13:57:04Z Dan Melson http://www.searchlightcrusade.net/ (Note: This is a repeat and 100% financing is not currently available unless you are one of those with a VA loan available to you - but the article is still valid for those who have the required down payment... tag:www.searchlightcrusade.net,2008://3.4137 2021-01-07T15:00:00Z 2021-01-07T12:28:57Z Dan Melson http://www.searchlightcrusade.net/ (click for Part 1 of Save For A Down Payment or Buy Now?, which deals with the basic question of how well saving for a down payment increases affordability) As an alternative strategy, suppose that instead of waiting to buy... tag:www.searchlightcrusade.net,2008://3.4136 2021-01-06T15:00:00Z 2021-01-07T12:31:20Z Dan Melson http://www.searchlightcrusade.net/ An email asked a question I should have thought to answer a long time ago, and the answer may surprise a lot of folks. I've been vaguely aware of this for a couple of years, but I was amazed how... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2582 2020-12-14T15:00:00Z 2020-12-14T12:04:03Z Dan Melson http://www.searchlightcrusade.net/ One of the concepts I keep seeing without a decent treatment is the concept of leveraging an investment. Real Estate has this like no other investment. You go talk to a bank about leveraging eighty to ninety or even one... tag:www.searchlightcrusade.net,2008://3.3931 2020-10-13T14:00:00Z 2020-10-13T14:01:07Z Dan Melson http://www.searchlightcrusade.net/ One of the consumer attitudes I encounter constantly is the feeling that if you cannot afford the loan, the lender will not loan you the money. This safety zone common sense sort of reliance upon lender policy as a backstop... tag:www.searchlightcrusade.net,2007://3.3709 2007-12-04T15:00:00Z 2009-08-06T13:57:00Z Dan Melson http://www.searchlightcrusade.net/ Just got another in a long series of emails about this horrid product: (identifying details redacted) Learn How To Make More Money Per Client ($500-$1000) In This Workshop You Will Learn Why The Most Successful Mortgage & Real Estate Professionals... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2856 2007-07-09T17:01:13Z 2022-06-20T16:20:17Z Dan Melson http://www.searchlightcrusade.net/ Hi Dan, I was reading your article on "should you pay off your mortgage faster?" (DM: link here DELETED It'll be a fresh 30 year loan and I'm 44 years old so this discussion has interest, I don't really... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2628 2007-01-28T18:00:44Z 2022-04-26T00:14:49Z Dan Melson http://www.searchlightcrusade.net/ A couple of weeks ago, I got an email asking Save For A Down Payment or Buy Now?, and I wrote a two part article on the subject. Part 2 of Save For A Down Payment or Buy Now? gave... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2613 2007-01-19T18:01:40Z 2022-04-26T00:10:39Z Dan Melson http://www.searchlightcrusade.net/ (click for Part 1 of Save For A Down Payment or Buy Now?, which deals with the basic question of how well saving for a down payment increases affordability) But suppose, instead of waiting because you can't afford the payments... tag:gockel.hmdnsgroup.com,2007:/~searchli//3.2611 2007-01-18T18:00:46Z 2022-04-26T00:10:07Z Dan Melson http://www.searchlightcrusade.net/ An email asked a question I should have thought to answer a long time ago, and the answer may surprise a lot of folks. I've been vaguely aware of this for a couple of years, but I was amazed how... tag:gockel.hmdnsgroup.com,2006:/~searchli//3.2535 2006-11-27T18:01:05Z 2022-04-04T13:29:33Z Dan Melson http://www.searchlightcrusade.net/ One of the consumer attitudes I encounter constantly is the feeling that if you cannot afford the loan, the lender will not loan you the money. This safety zone common sense sort of reliance upon lender policy as a backstop... tag:gockel.hmdnsgroup.com,2006:/~searchli//3.2362 2006-08-09T17:01:35Z 2022-02-14T19:07:56Z Dan Melson http://www.searchlightcrusade.net/ Okay, you might expect a Real Estate Agent to have a post with that title, but I'm going to surprise the doubters by hauling out a spreadsheet and proving it with numbers. The fact is that if you have moderately... tag:gockel.hmdnsgroup.com,2006:/~searchli//3.2192 2006-04-03T17:01:04Z 2022-01-24T17:13:21Z Dan Melson http://www.searchlightcrusade.net/ One of the concepts I keep seeing without a decent treatment is the concept of leveraging an investment. Real Estate has this like no other investment. You go talk to a bank about leveraging eighty to ninety or even one...