tag:searchlightcrusade.net,2024:/mt//feed/law 2024-05-12T18:59:50Z Movable Type 4.21-en 103 1 103 tag:www.danmelson.com,2010://4.5017 2010-10-12T14:00:00Z 2011-01-11T15:06:01Z Dan Melson http://www.searchlightcrusade.net/ Today over at my consumer advocacy site, I have published Eminent Domain Abuse: Putting a Stop to It. Eminent Domain abuse hurts everyone who owns property. If it's not your property today, it could be tomorrow.... tag:www.danmelson.com,2009://4.4898 2009-12-09T15:15:00Z 2009-12-09T15:22:27Z Dan Melson http://www.searchlightcrusade.net/ Today we have the final installment in the series on the new Good Faith Estimate formThe 2010 Good Faith Estimate (Page Three). Your government that should be protecting you from the worst sort of mortgage provider lies is now actively... tag:www.danmelson.com,2009://4.4896 2009-12-08T15:00:00Z 2009-12-08T14:49:51Z Dan Melson http://www.searchlightcrusade.net/ The second installment in the series The 2010 Good Faith Estimate (Page Two) is now up. Read it and weep - for consumers nationwide who were hoping the government would provide the solution to their troubles. Didn't happen. Instead, it's... tag:www.danmelson.com,2009://4.4894 2009-12-07T17:00:00Z 2009-12-07T17:23:38Z Dan Melson http://www.searchlightcrusade.net/ It's been a while, but the most recent Transaction From Hell (seller's tenants didn't want to move out - or even let inspectors in) is finally over and I've had a little bit of chance to recover. Today's new consumer... tag:www.danmelson.com,2009://4.4873 2009-10-28T14:20:00Z 2009-10-28T14:17:04Z Dan Melson http://www.searchlightcrusade.net/ It's been a while because I've been both busy and depressed over dis-improvements in the market and their effects upon consumers, but yesterday I found time to write a new article Changes In The Mortgage Market And Transparency Since 2005.... tag:www.danmelson.com,2009://4.4789 2009-07-06T14:00:00Z 2009-07-06T13:45:03Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is How To Keep Listing Agents From Filtering Out Offers. This is a real, major, and once again increasing problem within the real estate industry. You need to take steps to prevent it from... tag:www.danmelson.com,2009://4.4782 2009-06-29T14:00:00Z 2009-06-29T13:40:55Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is They Told Me Not To Make My Loan Payment. Ladies and Gentlemen, that's one of the top ways to get yourself in trouble when you're refinancing. What if your new loan cannot be... tag:www.danmelson.com,2009://4.4711 2009-05-18T14:15:00Z 2009-05-18T14:12:07Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Student Loans and Real Estate Loans: Default, Repayment vs. Nonpayment and Consolidation. These are the three issues that are most common for loan applicants to run afould of.... tag:www.danmelson.com,2009://4.4701 2009-05-12T14:00:00Z 2009-05-12T13:56:19Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Restricted Sale Property: Very Difficult to Find A Loan. Before you make an offer on restricted sale property, know that your financing options are going to be very limited, and being able to... tag:www.danmelson.com,2009://4.4648 2009-04-06T14:00:00Z 2009-04-06T13:55:43Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Who Has A Legitimate Interest In A Real Estate Transaction?. This article goes all the way back to first principles to determine who has an interest worth getting hot and bothered over, and... tag:www.danmelson.com,2009://4.4639 2009-03-31T14:00:00Z 2009-03-31T13:51:49Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Rental Fraud, Landlord Fraud, and Prospective Tenant Scams. As with everything else out there concerning larger amounts of money, there are rental frauds that renters need to be concerned about, more and more... tag:www.danmelson.com,2009://4.4630 2009-03-26T14:00:00Z 2009-03-26T14:09:43Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is The Home Valuation Code of Conduct (New Appraisal Standards) that are going to be taking effect (appropriately enough) on May 1 ("May Day" or "MAYDAY"). It is going to be almost impossible for... tag:www.danmelson.com,2009://4.4626 2009-03-24T14:00:00Z 2009-03-24T13:45:38Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is What Are The Note And Trust Deed And What Is The Difference?. This is a basic article on the differences and relationship between the two documents; one that documents the debt and one... tag:www.danmelson.com,2009://4.4577 2009-02-24T15:00:00Z 2009-02-24T15:00:32Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Title Deeds And The Form They Should Take, which discusses the mechanism of the title transfer deed and the form it should take.... tag:www.danmelson.com,2008://4.4476 2008-12-29T15:00:00Z 2008-12-29T14:50:39Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Termite Work, Wood Destroying Pest Agreements, and Lender Requirements. If you know about work that needs to be done, concealing it from the buyer's lender is fraud. Lots of agents are putting their... tag:www.danmelson.com,2008://4.4459 2008-12-16T15:00:00Z 2008-12-16T14:44:36Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is It Is Illegal Under RESPA to Require Even Prequalification With a Particular Lender, debunks the legality of a practice that listing agents are trying to bring back or institute with the increase in... tag:www.danmelson.com,2008://4.4437 2008-12-04T15:00:00Z 2008-12-04T14:48:16Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Adverse Possession, discussing a method whereby property owners can lose part of their property by failing to defend their rights against squatters.... tag:www.danmelson.com,2008://4.4432 2008-12-02T15:00:00Z 2008-12-02T15:08:03Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Fake Agent Scams. Despite how many people get burned by trying to Buy Without an Agent, most of them don't realize how badly they have been taken. In this case, it appears that... tag:www.danmelson.com,2008://4.4415 2008-11-19T15:00:00Z 2008-11-19T15:08:04Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for the day is Stop Short Sale Bait and Switch. I am sick and tired of the fraudulent way that lazy incompetent agents have taken to marketing short sale properties - and it's going to start... tag:www.danmelson.com,2008://4.4399 2008-11-13T15:00:00Z 2008-11-13T14:50:30Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for the day is New Good Faith Estimate and HUD 1 Form Approved. The government has come up with new regulations on the Good Faith Estimate (Mortgage Loan Disclosure Statement in California) and HUD 1 Form....