Entries from Dan Melson's La Mesa Real Estate and Mortgage Website tagged with 'Current loans'
Real Loans for Real People September 18th, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with one total point...
Real Loans for Real People September 1, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! The lenders and investors seem to be sending a strong signal that they expect rates to rise....
Real Loans for Real People August 14th, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with one total point...
Real Loans for Real People July 14th, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 5.00% 30 Year fixed rate loan, with one total point...
Fannie Mae and Freddie Mac Expanding "Upside Down" or "Underwater" Refinance to 125%
I almost Forgot to mention that Fannie Mae and Freddie Mac have been pleased with the success of their 105% refinance program. It's keeping them from losing money, and converting adjustable loans into fixed rate loans so the consumers can...
Real Loans for Real People July 7th, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 5.00% 30 Year fixed rate loan, with one total point...
Real Loans for Real People June 24th, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 5.25% 30 Year fixed rate loan, with one total point...
Real Loans for Real People June 10th, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! I am sorry to have to report that we've had a spike in rates available and costs...
Real Loans for Real People June 4th, 2009
The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) Rates appear to have mostly fallen off a bit from last week in conventional conforming land, but...
Real Loans for Real People May 27th, 2009
The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) I do fear that rates have risen due to inflation fears and government spending. If you've been...
Real Loans for Real People May 21st, 2009
The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) Conforming Rates Thirty Year Fixed Rate Loans 4.75% 30 Year fixed rate loan, with NO points (discount...
Real Loans for Real People May 12th, 2009
The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with NO points (discount...
Real Loans for Real People May 5th, 2009
The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with NO points (discount or origination) to the consumer and NO PREPAYMENT PENALTIES!....
Real Loans for Real People April 30th, 2009
The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 4.625% 30 Year fixed rate loan, with only one point (that's a total discount and origination) to the consumer...
Real Loans for Real People April 21st, 2009
The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 4.625% 30 Year fixed rate loan, with only one point (that's a total discount and origination) to the consumer...
Real Loans for Real People April 15th 2009
The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 4.5% 30 Year fixed rate loan, with only one point (that's a total discount and origination) to the consumer...
Real Loans for Real People March 24th, 2009
The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 4.625% 30 Year fixed rate loan, with only one point (that's a total discount and origination) to the consumer...
Real Loans for Real People March 10th, 2009
The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with only one point (that's a total discount and origination) to the consumer...
Real Loans for Real People March 3rd, 2009
The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 5.00% 30 Year fixed rate loan, with only one point (that's a total discount and origination) to the consumer...
Real Loans for Real People February 25th, 2009
The Best Loans Right NOW (based upon "real people credit", not absolutely perfect credit) Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with only one point (that's a total discount and origination) to the consumer...
Real Loans for Real People February 17th, 2009
The Best Loans Right NOW Conforming Rates Thirty Year Fixed Rate Loans 5.125% 30 Year fixed rate loan, with only one quarter of a point (that's a total discount and origination) to the consumer and NO PREPAYMENT PENALTIES!. Assuming a...
Real Loans for Real People February 11th, 2009
The Best Loans Right NOW Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with half a point (total discount and origination) to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2117, APR...
Real Loans for Real People February 3rd, 2009
The Best Loans Right NOW Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with one point (total discount and origination) to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2117, APR 5.003!...
Real Loans for Real People January 27th, 2009
The Best Loans Right NOW Conforming Rates Thirty Year Fixed Rate Loans 4.75% 30 Year fixed rate loan, with one point (total discount and origination) to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2087, APR 4.877!...
Real Loans for Real People January 19th, 2009
Yes, it's a bank holiday but I still got most of my rate updates. I have the time today, so here it is: The Best Loans Right NOW Conforming Rates Thirty Year Fixed Rate Loans 5.125% 30 Year fixed rate...
Real Loans for Real People January 15th, 2009
The Best Loans Right NOW Conforming Rates Thirty Year Fixed Rate Loans 4.625% 30 Year fixed rate loan, with one point (total discount and origination) to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2057, APR 4.751!...
Real Loans for Real People January 6th, 2009
The Best Loans Right NOW Conforming Rates Thirty Year Fixed Rate Loans 4.9% 30 Year fixed rate loan, with NO POINTS, either discount or origination to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2123, APR 4.939!...
Real Loans for Real People December 23, 2008
I meant to post this yesterday, but I was busy all day with real estate clients and got caught. Unfortunately, rates have spiked a bit this morning The Best Loans Right NOW 4.75% 30 Year fixed rate loan, with only...
Real Loans for Real People December 15th, 2008
The Best Loans Right NOW 4.875% 30 Year fixed rate loan, with only one quarter of a point total discount and origination to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2117, APR 4.936! This is...
Real Loans for Real People December 9, 2008
The Best Loans Right NOW 5.125% 30 Year fixed rate loan, with one point total discount and origination to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2178, APR 5.255! This is a thirty year fixed...
Real Loans for Real People December 3rd, 2008
The Best Loans Right NOW BIG Drop in Rates Today - Refinance NOW! 5.125% 30 Year fixed rate loan, with one point total discount and origination to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2178,...
Real Loans for Real People November 25th, 2008
The Best Loans Right NOW BIG Drop in Rates Today - Refinance NOW! 5.25% 30 Year fixed rate loan, with one point total discount and origination to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2209,...
Real Loans for Real People November 17th, 2008
The Best Loans Right NOW 5.875% 30 Year fixed rate loan, with one point discount and origination to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2366, APR 6.011! This is a thirty year fixed rate...
Real Loans for Real People November 10th, 2008
The Best Loans Right NOW 5.875% 30 Year fixed rate loan, with one point discount and origination to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2366, APR 6.011! This is a thirty year fixed rate...
Real Loans For Real People October 20th, 2008
Rates have fallen since last week! The Best Loans Right NOW 5.75% 30 Year fixed rate loan, with one point cost to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2334, APR 5.885! This is a...
Real Loans For Real People October 14, 2008
I have to own up to the huge hike in rates we had. I wrote why it happened here. I would not refinance now, given a choice, but if you want to buy properties while the price is this far...
Real Loans For Real People October 8, 2008
Rates for 30 year fixed have risen slightly, while rates for ARMs have fallen a bit. The Best Loans Right NOW 5.75% 30 Year fixed rate loan, with one point cost to the consumer and NO PREPAYMENT PENALTIES!. Assuming a...
Real Loans For Real People September 29th, 2008
If you're comparing rates with last week, you see that there has been a slight decline. If you are considering a refinance, I would get the rate locked in because I do not expect this short term decline to last....
Real Loans for Real People September 24th, 2008
The Best Loans Right NOW 5.875% 30 Year fixed rate loan, with six tenthsof a point point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2366, APR 5.973! This is a thirty year fixed rate...
Real Loans for Real People June 24, 2008
More Lenders are removing declining market notation for San Diego. Since 95% loans are now readily available without a government program, demand is up and unfortunately, so are rates. The Best Loans Right NOW 6.25% 30 Year fixed rate...
Real Loans for Real People June 17th, 2008
Some Lenders have removed declining market notation for San Diego. Since 95% loans are now readily available without a government program, demand is up and unfortunately, so are rates. The Best Loans Right NOW 6.25% 30 Year fixed rate...
Real Loans for Real People June 13, 2008
Some Lenders have removed declining market notation for San Diego. Since 95% loans are now readily available without a government program, demand is up and unfortunately, so are rates. The Best Loans Right NOW 6.25% 30 Year fixed rate...
Real Loans For Real People June 3, 2008
The Best Loans Right NOW 5.875% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2366, APR 6.011! This is a thirty year fixed rate loan. The...
Real Loans For Real People May 28, 2008
The Best Loans Right NOW 5.875% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2366, APR 6.011! This is a thirty year fixed rate loan. The...
Real Loans For Real People May 22nd, 2008
(I had better rates than this until just a few minutes ago. I quoted a 30 year fixed at 5.625% for 0.9 points earlier today. Unfortunately, there was a wave of secondary market price deteriorations, causing the available rates to...
Real Loans for Real People May 14, 2008
The Best Loans Right NOW 5.75% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2334, APR 5.885! This is a thirty year fixed rate loan. The...
Real Loans For Real People May 7, 2008
The Best Loans Right NOW 5.75% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2334, APR 5.885! This is a thirty year fixed rate loan. The...
Real Loans for Real People May 1, 2008
The Best Loans Right NOW 5.625% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2303, APR 5.759! This is a thirty year fixed rate loan. The...
Real Loans for Real People April 24, 2008
The Best Loans Right NOW 5.875% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2366, APR 6.011! This is a thirty year fixed rate loan. The...
Real Loans For Real People April 9th, 2008
The Best Loans Right NOW 5.5% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2271, APR 5.633! This is a thirty year fixed rate loan. The...
Real Loans For Real People April 4, 2008
The Best Loans Right NOW 5.5% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2271, APR 5.633! This is a thirty year fixed rate loan. The...
Real Loans For Real People April 2nd, 2008
The Best Loans Right NOW 5.75% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2334, APR 5.884! This is a thirty year fixed rate loan. The...
Real Loans for Real People March 28th, 2008
The Best Loans Right NOW 5.625% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2303, APR 5.759! This is a thirty year fixed rate loan. The...
Real Loans for Real People March 17th, 2008 (UPDATE: MASSIVE IMPROVEMENT!)
The Best Loans Right NOW 5.625 5.375% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2240, APR 5.759 5.507! This is a thirty year fixed rate...
Real Loans for Real People February 28th, 2008
The Best Loans Right NOW 5.875% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2366, APR 6.011! This is a thirty year fixed rate loan. The...
Real Loans for Real People February 13th, 2008
The Best Loans Right NOW 5.5% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2271, APR 5.633! This is a thirty year fixed rate loan. The...
Real Loans For Real People February 6, 2008
The Best Loans Right NOW 5.375% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2240, APR 5.507! This is a thirty year fixed rate loan. The...
Real Loans for Real People January 30, 2008
The Best Loans Right NOW 5.5% 30 Year fixed rate loan, with one total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2271, APR 5.633! This is a thirty year fixed rate loan. The...
Real Loans for Real People January 23rd, 2008
The Best Loans Right NOW 5.25% 30 Year fixed rate loan, with 8/10ths of a point (total) to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2209, APR 5.363! This is a thirty year fixed rate loan....
Real Loans For Real People January 17th, 2008
The Best Loans Right NOW 5.375% 30 Year fixed rate loan, with 1 total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2239, APR 5.507! This is a thirty year fixed rate loan. The payment...
Real Loans for Real People January 10, 2008
The Best Loans Right NOW 5.625% 30 Year fixed rate loan, with 1 total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2302, APR 5.759! This is a thirty year fixed rate loan. The payment...
Real Loans for Real People December 11, 2007
The Best Loans Right NOW 5.875% 30 Year fixed rate loan, with 1 total point to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2366, APR 6.011! This is a thirty year fixed rate loan. The payment...
Real Loans For Real People December 6, 2007
The Best Loans Right NOW 6.00% 30 Year fixed rate loan, with NO POINTS to the consumer and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2398, APR 6.0421! This is a thirty year fixed rate loan. The payment and...
Real Loans for Real People November 8th, 2007
The Best Loans Right NOW 6.00% 30 Year fixed rate loan, with one point total and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2398, APR 6.134! This is a thirty year fixed rate loan. The payment and interest rate...
Real Loans for Real People October 16th, 2007
The Best Loans Right NOW 6.25% 30 Year fixed rate loan, with 8/10ths of a point total and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2463, APR 6.347! This is a thirty year fixed rate loan. The payment and...
Real Loans for Real People October 11, 2007
The Best Loans Right NOW 6.25% 30 Year fixed rate loan, with one point total and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2463, APR 6.389! This is a thirty year fixed rate loan. The payment and interest rate...
Real Loans for Real People September 25, 2007
The Best Loans Right NOW 6.125% 30 Year fixed rate loan, with one point total and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2430, APR 6.263! This is a thirty year fixed rate loan. The payment and interest rate...
Real Loans for Real People September 18, 2007
The Best Loans Right NOW 6.125% 30 Year fixed rate loan, with 8/10ths of a point and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2430, APR 6.244! This is a thirty year fixed rate loan. The payment and interest...
Real Loans for Real People August 21st, 2007
The Best Loans Right NOW 6.375% 30 Year fixed rate loan, with NO points and NO PREPAYMENT PENALTIES!. Assuming a $400,000 loan, Payment $2495, APR 6.418! This is a thirty year fixed rate loan. The payment and interest rate will...
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