Search Results for valuetag:searchlightcrusade.net,2024:/mt//feed/value2024-05-06T03:39:09ZMovable Type 4.21-en8041804First Time Buyer Programs: The Mortgage Credit Certificate (MCC)tag:www.searchlightcrusade.net,2008://3.38052024-04-15T14:00:00Z2024-04-15T15:36:09ZDan Melsonhttp://www.searchlightcrusade.net/
This is a nationwide program for first time home buyers that helps them qualify for the loan by saving them even more money on their tax bill. With that said, however, the state of California accounts for more than 50...
Buyer's Agency, Due Diligence, and the Illusion of Comitytag:www.searchlightcrusade.net,2009://3.48532024-04-01T14:00:00Z2024-04-01T12:38:30ZDan Melsonhttp://www.searchlightcrusade.net/
Somebody sent me this story via e-mail: Feeling Misled on Home Price, Buyers Sue Agent Marty Ummel feels she paid too much for her house. So do millions of other people who bought at the peak of the housing...
Why You Shouldn't Have All Your Money In Real Estatetag:www.searchlightcrusade.net,2008://3.37892024-03-12T14:00:00Z2024-03-12T13:52:41ZDan Melsonhttp://www.searchlightcrusade.net/
Is there any problems with having all your money in only real estate? That was a question I saw. The answer is YES there are problems! 1) No diversification. The real estate market tanks and you are hosed. The...
Buying and Selling Properties with Unpermitted Additionstag:www.searchlightcrusade.net,2009://3.48472024-03-04T15:00:00Z2024-03-04T16:11:01ZDan Melsonhttp://www.searchlightcrusade.net/
Unpermitted additions are popular in California because of property tax implications. You see, due to Proposition 13 back in 1978, taxable assessments are based upon purchase price plus no more than 2% per year since acquisition (although if you...
How to Sell Your Home Quickly and For The Best Possible Pricetag:www.searchlightcrusade.net,2009://3.48462024-02-26T15:00:00Z2024-02-26T15:03:35ZDan Melsonhttp://www.searchlightcrusade.net/
There's really nothing mysterious about this. There are some subsidiary tricks and issues, but the most important thing is obvious. The economic games theory is crystal clear, as is the research into what really happens. But most people don't like...
Real Estate Agents and Mortgage Loan Officers Don't Want to Competetag:www.searchlightcrusade.net,2009://3.48452024-02-19T15:00:00Z2024-02-19T12:58:57ZDan Melsonhttp://www.searchlightcrusade.net/
It's the same reason the phone company doesn't want to compete, General Motors doesn't want to compete, Wal-Mart doesn't want to compete, Disney doesn't want to compete, and Microsoft will do everything in its power to appear as if it...
In Real Estate, You're Better Off Doing One Thing At A Timetag:www.searchlightcrusade.net,2008://3.37742024-02-12T15:00:00Z2024-02-12T16:30:00ZDan Melsonhttp://www.searchlightcrusade.net/
Hi--I just found your site today. The best I've ever seen/read, etc. Thank You!! I do have a question I didn't see addressed regarding our current situation/dilemma: Our present home, which we've lived in for 8 years, is worth...
How Loan Providers Make Moneytag:gockel.hmdnsgroup.com,2006:/~searchli//3.24652024-02-05T15:00:00Z2024-02-05T17:39:19ZDan Melsonhttp://www.searchlightcrusade.net/
In an attempt to debunk some of the slanders that are floating around out there, this article is an itemization of how lenders and brokers make money on loans. The first method is obvious: Origination or discount points charged to...
Why the Current State of New Developer Housingtag:www.searchlightcrusade.net,2008://3.37702024-01-22T15:00:00Z2024-01-22T17:05:39ZDan Melsonhttp://www.searchlightcrusade.net/
I've seen many new home developments with vaulted ceilings, mini-vineyards, huge houses on little tiny lots...Why can't some developer built some homes for us regular people? A normal sized home with plenty of closet space and a decent (not...
Buyer's Markets: Time for Listing Agents To Earn Their Moneytag:www.searchlightcrusade.net,2008://3.37672024-01-15T15:00:00Z2024-01-15T18:40:47ZDan Melsonhttp://www.searchlightcrusade.net/
One of the most common things I'm seeing as I roam about the East County looking for bargains: Agents not doing their jobs. Even when there were 40-plus sellers per buyer, single family detached homes that are priced appropriately were...
Low Asking Price on Unfinanceable Propertiestag:www.searchlightcrusade.net,2011://3.50442024-01-08T15:00:00Z2024-01-08T20:04:07ZDan Melsonhttp://www.searchlightcrusade.net/
At any given time, I will usually have at least one set of clients who really need to consider a condo or townhome who nonetheless have their hearts set on a single family residence. I agree to include single...
The Future of Real Estate Agency is Expert Consultants, Not Controlling Market Accesstag:www.searchlightcrusade.net,2009://3.48412024-01-01T15:00:00Z2024-01-01T17:01:17ZDan Melsonhttp://www.searchlightcrusade.net/
Expertise and attitude, not control of an informational chokepoint, is the way that things are going. Let's analyze this from both sides of the problem. The current owner looking to sell really needs a marketer. For better or worse, most...
Fear and Greed, or How Did The Housing Bubble Get So Big?tag:gockel.hmdnsgroup.com,2006:/~searchli//3.24562023-12-18T15:00:00Z2023-12-18T15:48:25ZDan Melsonhttp://www.searchlightcrusade.net/
(This was originally written February 16, 2006, but it's relevant still) One of the occasional questions I get from people has to do with why the housing bubble got so big (or if you're one of those still in denial...
Deciding Not To Pay The Buyer's Agent When Sellingtag:www.searchlightcrusade.net,2023://3.55202023-12-04T15:00:00Z2023-12-04T16:45:29ZDan Melsonhttp://www.searchlightcrusade.net/
A recent court case wherein it was decided that seller's have the right not to pay the buyer's agent (well DUH!) created a lot of furor. The truth is this has been well-established in law and precedent for I don't...
Full Service Agent For Discount Price? Demand Specifics!tag:www.searchlightcrusade.net,2009://3.48392023-11-27T15:00:00Z2023-11-27T13:22:45ZDan Melsonhttp://www.searchlightcrusade.net/
There is no such thing as a free lunch, but lots of people will pretend there is. It seems to me that many people consider compensation earned by real estate agents as paying some kind of toll. They think of...
Issues with Family Transfers of Real Estatetag:gockel.hmdnsgroup.com,2006:/~searchli//3.24552023-11-20T15:00:00Z2023-11-20T13:14:56ZDan Melsonhttp://www.searchlightcrusade.net/
We live in (A California city). In a 2 bedroom 1 bath home on approximately a 20,000 Sq. ft. lot. It is easily worth 500K to 600K with a current mortgage of $116,000. The mortgage/Title is in the name...
What Do You Mean Back To Basics?tag:www.searchlightcrusade.net,2009://3.48372023-11-13T15:00:00Z2023-11-13T14:18:25ZDan Melsonhttp://www.searchlightcrusade.net/
For a period of several months when the market started imploding, I got mass messages from basically every lender I do business with, saying it's time to "get back to basics". My favorite A paper lender became the last to...
Getting Another Mortgage Loan After A Short Saletag:www.searchlightcrusade.net,2009://3.48352023-10-23T14:00:00Z2023-10-23T16:28:51ZDan Melsonhttp://www.searchlightcrusade.net/
Our home isn't worth what we owe. So say you were just an average person selling and buying a house, meaning you put your house up for sale, get a contract to purchase on it then go put in offer...
Quitclaiming Property with a Mortgagetag:www.searchlightcrusade.net,2009://3.48342023-10-16T14:00:00Z2023-10-16T15:14:22ZDan Melsonhttp://www.searchlightcrusade.net/
I am currently living with my parents and they wish to deed of gift their house to me but they still have a remaining mortgage on it. Is it possible to do this or do they have to pay off...
Facts Of Life On Buying and Selling "Without an Agent"tag:gockel.hmdnsgroup.com,2006:/~searchli//3.24452023-09-18T14:00:00Z2023-09-18T13:56:36ZDan Melsonhttp://www.searchlightcrusade.net/
I saw your article on on Searchlight Crusade about exclusive buyers agents and I have a couple follow up questions pertaining to my own situation that I am hoping you could shed some light on. I don't have any...