Search Results for default tag:searchlightcrusade.net,2024:/mt//feed/default 2024-05-03T22:18:37Z Movable Type 4.21-en 105 1 105 First Draft Excerpt from Moving The Pieces tag:www.danmelson.com,2021://4.5366 2021-05-24T14:00:00Z 2021-05-24T11:31:48Z Dan Melson http://www.searchlightcrusade.net/ Copyright 2021 Dan Melson. All Rights Reserved "Are they gone?" A young girl peeked her head out of a back room at the far end of the hall, then came into the hall when she saw the three of us.... My Published Works and the Series Order (and Upcoming Work) tag:www.danmelson.com,2021://4.5363 2021-05-02T14:14:54Z 2021-05-03T13:52:45Z Dan Melson http://www.searchlightcrusade.net/ I get requests for which books follow which, or in which series, so here they are. All of these are available in either e-book or paperback, from either Amazon or any of the Books2Read retailers. Set in The Empire of... First Draft Excerpt of Work in progress tag:www.danmelson.com,2020://4.5340 2020-12-01T22:03:32Z 2020-12-01T22:08:18Z Dan Melson http://www.searchlightcrusade.net/ The first warning they had was the general alarm. WARNING, MINTARA IS UNDER ASSAULT. DEMONIC FORCES AT LEAST TWENTY FIFTHS IN NUMBERS HAVE GATED ONTO THE PLANETARY SURFACE. MOST SEEM TO HAVE ARRIVED IN AREAS NEARBY BUT OUTSIDE MAJOR CITIES.... Economics and Resources and Scarcity tag:www.danmelson.com,2019://4.5280 2019-09-03T16:02:46Z 2019-09-03T12:59:30Z Dan Melson http://www.searchlightcrusade.net/ I just got done reading a bad science fiction novel. Part of the reason it was bad was because the author did not understand economics, being so eager to mock capitalism that he got caught up in things that capitalism... Preparations for War - Series Overview tag:www.danmelson.com,2019://4.5249 2019-02-01T00:35:43Z 2019-02-01T00:56:18Z Dan Melson http://www.searchlightcrusade.net/ The premise of the series is that the Empire has discovered a planet orbiting Epsilon Indi held by the fractal demons, where they have been breeding enslaved humans for several thousand years, hoping to create human serfs who can compete... By Way of Apology For My Skepticism tag:www.danmelson.com,2009://4.4759 2009-06-16T04:38:04Z 2009-06-16T04:39:48Z Dan Melson http://www.searchlightcrusade.net/ I have a problem with shaving. Specifically, the fact that I have extremely tough facial whiskers, combined with facial skin that's the classic easily cut baby face. Put it all together, and not only do I hate shaving, I quite... General Consumer Articles: Weeks in Review May 11th-May 31st tag:www.danmelson.com,2009://4.4720 2009-05-31T18:10:00Z 2009-05-31T18:13:48Z Dan Melson http://www.searchlightcrusade.net/ Last makeup week. Let's hope I don't let this get behind again! Newly Written Articles You Want an Agency That Can Pay ENOUGH Attention to YOU: Just because they sell a lot of properties doesn't mean they do a good... New Consumer Article: Student Loans and Real Estate Loans: Default, Repayment vs. Nonpayment and Consolidation tag:www.danmelson.com,2009://4.4711 2009-05-18T14:15:00Z 2009-05-18T14:12:07Z Dan Melson http://www.searchlightcrusade.net/ The new consumer article for today is Student Loans and Real Estate Loans: Default, Repayment vs. Nonpayment and Consolidation. These are the three issues that are most common for loan applicants to run afould of.... State of the San Diego Real Estate Market March 2009 tag:www.danmelson.com,2009://4.4591 2009-03-03T15:00:00Z 2009-03-03T14:37:29Z Dan Melson http://www.searchlightcrusade.net/ Reminds me of this gold rush movie (one that I recommend watching if you have a chance) Okay, it's not quite like that, but correctly priced properties are flying into "Pending". It has to do with supply and demand. At... What Sort of Loan Can I Get? (October 2008) tag:www.danmelson.com,2008://4.4376 2008-10-23T14:00:00Z 2008-10-23T13:44:14Z Dan Melson http://www.searchlightcrusade.net/ Having had two separate very qualified buyers ask me if they could get a loan in the last two days was kind of an eye opener to all of the hype out there about how difficult it is to... New Consumer Article: "Buy and Bail" or Buying One Home Before Foreclosure on Another tag:www.danmelson.com,2008://4.4319 2008-09-25T14:00:00Z 2008-09-25T13:44:14Z Dan Melson http://www.searchlightcrusade.net/ Today's new consumer article is "Buy and Bail" or Buying One Home Before Foreclosure on Another, describing lender response to what has become a widespread phenomenon, as people think they are somehow saving themselves money try to defraud lenders in... Non-Recourse Purchase Money Loans in California tag:gockel.hmdnsgroup.com,2007:/~searchli/danmelsonsite//4.3240 2008-07-06T14:00:00Z 2008-07-06T16:07:48Z Dan Melson http://www.searchlightcrusade.net/ do you agree that a non recourse loan on a single family home is loaned with out financial risk to the borrower... if they do not want to keep their home when the market drops below what they owe,... What Happens To Equity During and After Foreclosure? tag:gockel.hmdnsgroup.com,2007:/~searchli/danmelsonsite//4.3227 2008-06-22T14:00:00Z 2008-06-22T15:26:23Z Dan Melson http://www.searchlightcrusade.net/ "what happens to your equity when the bank forecloses" was a question I got. The answer is that most, if not all, will be dissipated by the foreclosure. Let's say you own a home currently valued at $500,000, that you... California's Home Equity Sales Contract Act tag:gockel.hmdnsgroup.com,2007:/~searchli/danmelsonsite//4.3224 2008-06-18T14:00:00Z 2008-06-18T13:12:45Z Dan Melson http://www.searchlightcrusade.net/ A while ago a reader gave me a heads up that Illinois HB 4050 was hurting residents of certain poverty stricken Illinois Zip Codes. Now I have to pick on our own state: California law generally requires special handling of... Buying or Selling Subject to Existing Deeds of Trust tag:gockel.hmdnsgroup.com,2007:/~searchli/danmelsonsite//4.3223 2008-06-15T14:00:00Z 2008-06-15T15:23:09Z Dan Melson http://www.searchlightcrusade.net/ This is something that often happens with highly appreciated properties where the owner can no longer keep up the payments, they get hit with a notice of default, and along comes Joe or Jane seemingly riding to the rescue on... The Three Purposes of Real Estate Loans Defined tag:gockel.hmdnsgroup.com,2007:/~searchli/danmelsonsite//4.3218 2008-06-08T14:00:00Z 2008-06-08T16:13:49Z Dan Melson http://www.searchlightcrusade.net/ Purchase Money: This is a loan that enables you, in combination with your down payment, to actually purchase the property. If you spend cash to buy the property and get a loan the next day, that is not a purchase... Mortgage Lenders Don't Want to Compete on Price tag:gockel.hmdnsgroup.com,2007:/~searchli/danmelsonsite//4.3215 2008-06-04T14:00:00Z 2008-06-04T13:46:30Z Dan Melson http://www.searchlightcrusade.net/ Yet that is exactly what you want them to do. To avoid competing on price, they have all kinds of distractions they offer to make life more convenient, but not cheaper. They offer automatic payment options, the convenience of having... Can I Afford This Property? tag:gockel.hmdnsgroup.com,2007:/~searchli/danmelsonsite//4.3209 2008-05-25T14:00:00Z 2008-05-25T15:54:54Z Dan Melson http://www.searchlightcrusade.net/ Cold Hard Fact for today: The average Real Estate Agent or Loan Officer is not motivated to tell you that you can't afford your property. For the agent you are trying to talk people out of a property after they... Mortgage Accelerator Programs: A Good Basic Idea, But the Devil Is In the Details tag:gockel.hmdnsgroup.com,2007:/~searchli/danmelsonsite//4.3205 2008-05-22T14:00:00Z 2008-05-22T13:44:50Z Dan Melson http://www.searchlightcrusade.net/ The most recent hot thing in mortgage circles is a mortgage accelerator program. Now I've heard other things, most notably biweekly payment programs, called mortgage accelerators in the past, so let me take a moment to define exactly what I'm... The Best Way to Avoid Default and Foreclosure tag:www.danmelson.com,2008://4.4037 2008-05-19T14:00:00Z 2008-05-19T13:48:06Z Dan Melson http://www.searchlightcrusade.net/ We got behind on house pymts & it was sent to an attorney for foreclosure.? The attorney has printed a notice in our paper on Oct 9 that it will go up for public action on Nov.16th. We found out...