Entries from Dan Melson's Website tagged with 'programs'

New Homesteps Properties November 13th, 2008

These are newly listed HOMESTEPS properties from Freddie Mac for the areas I work. These properties qualify for special financing. Sorry I've been late on this I also have a list of upcoming HOMESTEPS properties not on the market...

New Homesteps Properties October 30, 2008

These are newly listed HOMESTEPS properties from Freddie Mac for the areas I work. These properties qualify for special financing. I also have a list of upcoming HOMESTEPS properties not on the market yet If you have questions, Contact...

New Homesteps Properties: September 25th, 2008

These are newly listed HOMESTEPS properties from Freddie Mac for the areas I work I also have a list of upcoming HOMESTEPS properties not on the market yet If you have questions, Contact me El Cajon Address: 1509 E...

New Homesteps Properties: September 18th, 2008

These are newly listed HOMESTEPS properties from Freddie Mac for the areas I work I also have a list of upcoming HOMESTEPS properties not on the market yet If you have questions, Contact me El Cajon Address: 1509 E...

New Homesteps Properties: September 11, 2008

These are newly listed HOMESTEPS properties from Freddie Mac for the areas I work I also have a list of upcoming HOMESTEPS properties not on the market yet If you have questions, Contact me El Cajon Address: 1509 E...

New Consumer Article September 5, 2008

Today's new consumer article is The State of the Loan Market and How Much You Can Borrow September 2008 (Part II), which discusses the loan market and the state of lender paranoia that currently prevails, and the possible solutions to...

New Homesteps Properties: September 4th, 2008

These are newly listed HOMESTEPS properties from Freddie Mac. I also have a list of upcoming HOMESTEPS properties not on the market yet If you have questions, Contact me El Cajon Address: 1509 E WASHINGTON AVE UNIT 10, EL...

New Consumer Article September 4, 2008

Today's new consumer article is The State of the Loan Market and How Much You Can Borrow September 2008 (Part I), which discusses the loan market and the state of lender paranoia that currently prevails. If you are one of...

New Consumer Article September 2, 2008

Today's new consumer article is All Buyer Assistance Programs Require Full Documentation of Income, in which I go over one requirement of all government programs, first time buyer programs, and all other programs where a consumer is getting assistance to...

East County New Homesteps Properties August 28th 2008

These are newly listed HOMESTEPS properties from Freddie Mac. If you have questions, Contact me El Cajon: Address: 1509 E WASHINGTON AVE UNIT 10, EL CAJON, CA Rooms: 4 Bed: 2 Bath: 2.0 Price: 144,900.00 Address: 11354 VIA RANCHO...

How Can I Lower The Down Payment Requirements So I Can Buy Real Estate?

With a few lenders starting to loosen their requirements slightly in San Diego, it's becoming increasingly obvious that the bottom is behind us. However, the issue has now become, "I don't have much of a down payment. How do...

Deferred Payment Mortgages - Not As Bad As I Expected

(Note: As of the time I updated this, the website of the company was off-line. I do not know why and a casual perusal of search engine results is uninformative) If that title seems to be damning with faint praise,...

FYI: FHA Loans, FHA Secure, and Down Payment Assistance Programs

FYI, I attended a class on FHA mortgages, FHA Secure and down payment assistance programs this morning. I'll probably have two or possibly three articles in the next week or so. In the meantime, if I can help with a...

Is a VA Loan a Good Deal?

Veterans Administration, or VA loans, are government guaranteed loans available to veterans and active duty members of the armed services, that enable them to purchase homes for not money down. In fact, VA loans go up to 103 percent of...

First Time Buyer Programs: The Mortgage Credit Certificate (MCC)

This is a nationwide program for first time home buyers that helps them qualify for the loan by saving them even more money on their tax bill. With that said, however, the state of California accounts for more than 50...

Special Programs Means Potential Special Problems

An e-mail I got from a single mother I spent two months working with before she found a special low income program for a property she wouldn't have been able to afford through me. The first paragraph is her addition...

Prepayment Penalties and Biweekly Payment Schemes

From an email: I was wondering if you could tell me whether the following ways to save on interest are actually possible. If they are what are the penalties typically associated with these suggestions. I know you have mentioned a...