Entries from Dan Melson's Website tagged with 'prevention'

New Consumer Article: The 2010 Good Faith Estimate (Page Three)

Today we have the final installment in the series on the new Good Faith Estimate formThe 2010 Good Faith Estimate (Page Three). Your government that should be protecting you from the worst sort of mortgage provider lies is now actively...

New Consumer Article: The 2010 Good Faith Estimate (Page Two)

The second installment in the series The 2010 Good Faith Estimate (Page Two) is now up. Read it and weep - for consumers nationwide who were hoping the government would provide the solution to their troubles. Didn't happen. Instead, it's...

New Consumer Article: The 2010 Good Faith Estimate (Page One)

It's been a while, but the most recent Transaction From Hell (seller's tenants didn't want to move out - or even let inspectors in) is finally over and I've had a little bit of chance to recover. Today's new consumer...

New Consumer Article: The Loan Shopping Koan

The new consumer article for today is The Loan Shopping Koan, talking about the contradiction offered by dueling interests: The fact that while consumers want the best possible loan, against the opposing fact that it's very easy for loan providers...

New Consumer Article: How To Keep Listing Agents From Filtering Out Offers

The new consumer article for today is How To Keep Listing Agents From Filtering Out Offers. This is a real, major, and once again increasing problem within the real estate industry. You need to take steps to prevent it from...

New Consumer Article: Real Estate and "Priced for Perfection"

The new consumer article for today is Real Estate and "Priced for Perfection" talks about the house that is too beautiful to pass up - but that you should....

New Consumer Article: There Is No Fairy Godmother for Loans

The new consumer article for today is There Is No Fairy Godmother for Loans. To avoid becoming a government statistic, ask prospective loan providers the hard questions before you sign on the bottom line - or better yet, before you...

New Consumer Article: "I'm Working With Someone Else, But Could You Just Help Me With..."

The new consumer article for today is "I'm Working With Someone Else, But Could You Just Help Me With..." talking about requests for free work from real estate agents. I'm perfectly happy to give general information to non-clients and...

New Consumer Article: The Sperm Donor Theory of Buyer's Agents

The new consumer article for today is The Sperm Donor Theory of Buyer's Agents. The real estate industry is built around the listing of property. Okay, it's actually built around the care and feeding of real estate brokerages, but...

New Consumer Article: I'm Competing Against Multiple Offers. How Do I Proceed?

The new consumer article for today is I'm Competing Against Multiple Offers. How Do I Proceed?. It's an article directed at consumers, not real estate professionals, so it doesn't go over some things such as alternatives to money that are...

New Consumer Article: Student Loans and Real Estate Loans: Default, Repayment vs. Nonpayment and Consolidation

The new consumer article for today is Student Loans and Real Estate Loans: Default, Repayment vs. Nonpayment and Consolidation. These are the three issues that are most common for loan applicants to run afould of....

New Consumer Article: Buying Real Estate Isn't Simple

The new consumer article for today is Buying Real Estate Isn't Simple. You can pretend it's simple, and hope you get outrageously lucky. Or you can prepare and do the work, and come out reliably enough better to more than...

New Consumer Article: You Want an Agency That Can Pay ENOUGH Attention to YOU

The new consumer article for today is You Want an Agency That Can Pay ENOUGH Attention to YOU. It really doesn't benefit you to list with an agency that is too busy to pay proper attention to your property, nor...

New Consumer Article: Shopping For The Best Loan In The New Lending Environment

The new consumer article for today is Shopping For The Best Loan In The New Lending Environment. There have been changes in the lending environment in the last few months, changes that are practically designed to make loan officers with...

New Consumer Article: Top Twelve Things That Help You Buy a Bargain Property

The new consumer article for today is Top Twelve Things That Help You Buy a Bargain Property. If you're looking to buy a good property at a bargain price, put as many of these on your side as possible....

New Consumer Article: The Difference Between a Reliable and Unreliable Prequalification or Preapproval Letter

The new consumer article for today is The Difference Between a Reliable and Unreliable Prequalification or Preapproval Letter. Whether you're a buyer or a seller, having the right lender letter is a good thing. If you're a seller, you know...

New Consumer Article: Why It May Be Costly to Reject Paying Points

The new consumer article for today is Why It May Be Costly to Reject Paying Points. The advice "never pay points" actually started out as misleading advertising intending to keep consumers away from what in fact were better loans, but...

New Consumer Article: Title Deeds And The Form They Should Take

The new consumer article for today is Title Deeds And The Form They Should Take, which discusses the mechanism of the title transfer deed and the form it should take....

New Consumer Article: Finding a Good Buyer's Agent (And Eliminating Bad Ones)

The new consumer article for today is Finding a Good Buyer's Agent (And Eliminating Bad Ones). It really is easy to get yourself a good buyer's agent, but many people don't know how important it is, or won't make the...

New Consumer Article: Transaction Coordinator: For The Agent's Benefit, Not The Consumers

The new consumer article for today is Transaction Coordinator: For The Agent's Benefit, Not The Consumers. Transaction coordinators are mostly a good thing, helping agents ensure compliance and coordinating between various parties to the transaction. But asking consumers to pay...