Entries from Dan Melson's Website tagged with 'law'

New Consumer Article: Eminent Domain Abuse: Putting a Stop to It

Today over at my consumer advocacy site, I have published Eminent Domain Abuse: Putting a Stop to It. Eminent Domain abuse hurts everyone who owns property. If it's not your property today, it could be tomorrow....

New Consumer Article: The 2010 Good Faith Estimate (Page Three)

Today we have the final installment in the series on the new Good Faith Estimate formThe 2010 Good Faith Estimate (Page Three). Your government that should be protecting you from the worst sort of mortgage provider lies is now actively...

New Consumer Article: The 2010 Good Faith Estimate (Page Two)

The second installment in the series The 2010 Good Faith Estimate (Page Two) is now up. Read it and weep - for consumers nationwide who were hoping the government would provide the solution to their troubles. Didn't happen. Instead, it's...

New Consumer Article: The 2010 Good Faith Estimate (Page One)

It's been a while, but the most recent Transaction From Hell (seller's tenants didn't want to move out - or even let inspectors in) is finally over and I've had a little bit of chance to recover. Today's new consumer...

New Consumer Article: Changes In The Mortgage Market And Transparency Since 2005

It's been a while because I've been both busy and depressed over dis-improvements in the market and their effects upon consumers, but yesterday I found time to write a new article Changes In The Mortgage Market And Transparency Since 2005....

New Consumer Article: How To Keep Listing Agents From Filtering Out Offers

The new consumer article for today is How To Keep Listing Agents From Filtering Out Offers. This is a real, major, and once again increasing problem within the real estate industry. You need to take steps to prevent it from...

New Consumer Article: They Told Me Not To Make My Loan Payment

The new consumer article for today is They Told Me Not To Make My Loan Payment. Ladies and Gentlemen, that's one of the top ways to get yourself in trouble when you're refinancing. What if your new loan cannot be...

New Consumer Article: Student Loans and Real Estate Loans: Default, Repayment vs. Nonpayment and Consolidation

The new consumer article for today is Student Loans and Real Estate Loans: Default, Repayment vs. Nonpayment and Consolidation. These are the three issues that are most common for loan applicants to run afould of....

New Consumer Article: Restricted Sale Property: Very Difficult to Find A Loan

The new consumer article for today is Restricted Sale Property: Very Difficult to Find A Loan. Before you make an offer on restricted sale property, know that your financing options are going to be very limited, and being able to...

New Consumer Article: Who Has A Legitimate Interest In A Real Estate Transaction?

The new consumer article for today is Who Has A Legitimate Interest In A Real Estate Transaction?. This article goes all the way back to first principles to determine who has an interest worth getting hot and bothered over, and...

New Consumer Article: Rental Fraud, Landlord Fraud, and Prospective Tenant Scams

The new consumer article for today is Rental Fraud, Landlord Fraud, and Prospective Tenant Scams. As with everything else out there concerning larger amounts of money, there are rental frauds that renters need to be concerned about, more and more...

New Consumer Article: The Home Valuation Code of Conduct (New Appraisal Standards)

The new consumer article for today is The Home Valuation Code of Conduct (New Appraisal Standards) that are going to be taking effect (appropriately enough) on May 1 ("May Day" or "MAYDAY"). It is going to be almost impossible for...

New Consumer Article: What Are The Note And Trust Deed And What Is The Difference?

The new consumer article for today is What Are The Note And Trust Deed And What Is The Difference?. This is a basic article on the differences and relationship between the two documents; one that documents the debt and one...

New Consumer Article: Title Deeds And The Form They Should Take

The new consumer article for today is Title Deeds And The Form They Should Take, which discusses the mechanism of the title transfer deed and the form it should take....

New Consumer Article: Termite Work, Wood Destroying Pest Agreements, and Lender Requirements

The new consumer article for today is Termite Work, Wood Destroying Pest Agreements, and Lender Requirements. If you know about work that needs to be done, concealing it from the buyer's lender is fraud. Lots of agents are putting their...

New Consumer Article: It Is Illegal Under RESPA to Require Even Prequalification With a Particular Lender

The new consumer article for today is It Is Illegal Under RESPA to Require Even Prequalification With a Particular Lender, debunks the legality of a practice that listing agents are trying to bring back or institute with the increase in...

New Consumer Article: Adverse Possession

The new consumer article for today is Adverse Possession, discussing a method whereby property owners can lose part of their property by failing to defend their rights against squatters....

New Consumer Article: Fake Agent Scams

The new consumer article for today is Fake Agent Scams. Despite how many people get burned by trying to Buy Without an Agent, most of them don't realize how badly they have been taken. In this case, it appears that...

New Consumer Article: Stop Short Sale Bait and Switch

The new consumer article for the day is Stop Short Sale Bait and Switch. I am sick and tired of the fraudulent way that lazy incompetent agents have taken to marketing short sale properties - and it's going to start...

New Consumer Article: New Good Faith Estimate and HUD 1 Form Approved

The new consumer article for the day is New Good Faith Estimate and HUD 1 Form Approved. The government has come up with new regulations on the Good Faith Estimate (Mortgage Loan Disclosure Statement in California) and HUD 1 Form....