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Excerpt from What Consumers Need To Know About Buying Real Estate

On Getting Rich Quick in Real Estate I keep running into people who paid money for a get rich quick seminar and are looking to buy property for zero down and immediately sell it for a $50,000 profit. Somebody With...

Excerpt from What Consumers Need to Know About Mortgages

Sorry this is late. There was some behind the scenes drama; the server the website was hosted on had a crash and the website had to be migrated and for boring technical reasons I couldn't log in to some functions...

First Draft Excerpt from Gifts of the Mother

It still lacked a couple minutes of ten when I arrived at my office, whistling tunelessly. RaDonna was nowhere in sight; I asked the receptionist - Dolores - to let her know I was in, and went back to check...

A Short Excerpt From "What Consumers Need To Know About Mortgages"

The first thing to understand is that the entire machine of loans is completely impersonal. I don't mean that you're necessarily just one more cog in the machine to your loan officer, as I can't remember encountering a loan officer...

Real Loans for Real People September 18th, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with one total point...

Real Loans for Real People September 1, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! The lenders and investors seem to be sending a strong signal that they expect rates to rise....

Real Loans for Real People August 14th, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with one total point...

Real Loans for Real People July 14th, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 5.00% 30 Year fixed rate loan, with one total point...

Real Loans for Real People July 7th, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 5.00% 30 Year fixed rate loan, with one total point...

New Consumer Article: They Told Me Not To Make My Loan Payment

The new consumer article for today is They Told Me Not To Make My Loan Payment. Ladies and Gentlemen, that's one of the top ways to get yourself in trouble when you're refinancing. What if your new loan cannot be...

Real Loans for Real People June 24th, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 5.25% 30 Year fixed rate loan, with one total point...

Real Loans for Real People June 10th, 2009

The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! I am sorry to have to report that we've had a spike in rates available and costs...

Real Loans for Real People June 4th, 2009

The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) Rates appear to have mostly fallen off a bit from last week in conventional conforming land, but...

General Consumer Articles: Weeks in Review May 11th-May 31st

Last makeup week. Let's hope I don't let this get behind again! Newly Written Articles You Want an Agency That Can Pay ENOUGH Attention to YOU: Just because they sell a lot of properties doesn't mean they do a good...

Real Loans for Real People May 27th, 2009

The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) I do fear that rates have risen due to inflation fears and government spending. If you've been...

General Consumer Articles: Weeks in Review April 20th-May 10th

I've been letting this slide for several weeks due to one thing or another, during which time I've done a few important new articles and republished quite a few important older ones. Therefore, I'm going to limit the review...

Real Loans for Real People May 21st, 2009

The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) Conforming Rates Thirty Year Fixed Rate Loans 4.75% 30 Year fixed rate loan, with NO points (discount...

Debunking the "Record Wave of Foreclosures Coming" Myth

Articles like this one: Foreclosures: 'April was a shocker' have gotten an awful lot of play in the media these last couple weeks. Here's what they're not telling you - or not explaining why it's important: This particular article...

New Consumer Article: Student Loans and Real Estate Loans: Default, Repayment vs. Nonpayment and Consolidation

The new consumer article for today is Student Loans and Real Estate Loans: Default, Repayment vs. Nonpayment and Consolidation. These are the three issues that are most common for loan applicants to run afould of....

FHA Approves Using Tax Credit for Closing Costs

Very interesting. Unprecedented even FHA Ok with Up Front Tax Credit or, in other words, using the tax credit money at closing. We all want to enable FHA consumers to access the tax credit funds when they close on their...

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