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Excerpt from What Consumers Need to Know About Mortgages
Sorry this is late. There was some behind the scenes drama; the server the website was hosted on had a crash and the website had to be migrated and for boring technical reasons I couldn't log in to some functions...
A Short Excerpt From "What Consumers Need To Know About Mortgages"
The first thing to understand is that the entire machine of loans is completely impersonal. I don't mean that you're necessarily just one more cog in the machine to your loan officer, as I can't remember encountering a loan officer...
New Consumer Article: The 2010 Good Faith Estimate (Page Two)
The second installment in the series The 2010 Good Faith Estimate (Page Two) is now up. Read it and weep - for consumers nationwide who were hoping the government would provide the solution to their troubles. Didn't happen. Instead, it's...
Real Loans for Real People September 18th, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with one total point...
Real Loans for Real People September 1, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! The lenders and investors seem to be sending a strong signal that they expect rates to rise....
Real Loans for Real People August 14th, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 4.875% 30 Year fixed rate loan, with one total point...
New Consumer Article: State of The San Diego Real Estate Market August 2009
The new consumer article for today is State of The San Diego Real Estate Market August 2009 I've been letting this website go for a couple weeks. I'm now in a position to pay a little more attention to it,...
New HOMESTEPS Property List July 16th, 2009
This is the new list of HOMESTEPS properties from Freddie Mac for the areas I specialize in. These properties qualify for special financing. I can get the list for other areas. I also have a list of upcoming HOMESTEPS...
Real Loans for Real People July 14th, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 5.00% 30 Year fixed rate loan, with one total point...
Fannie Mae and Freddie Mac Expanding "Upside Down" or "Underwater" Refinance to 125%
I almost Forgot to mention that Fannie Mae and Freddie Mac have been pleased with the success of their 105% refinance program. It's keeping them from losing money, and converting adjustable loans into fixed rate loans so the consumers can...
Real Loans for Real People July 7th, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 5.00% 30 Year fixed rate loan, with one total point...
Real Loans for Real People June 24th, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! Conforming Rates Thirty Year Fixed Rate Loans 5.25% 30 Year fixed rate loan, with one total point...
New Consumer Article: There Is No Fairy Godmother for Loans
The new consumer article for today is There Is No Fairy Godmother for Loans. To avoid becoming a government statistic, ask prospective loan providers the hard questions before you sign on the bottom line - or better yet, before you...
General Consumer Articles: Week in Review June 1st to June 14th 2009
Newly Written Articles Segmented Real Estate Markets And Taking Advantage of Them The current response to certain kinds of property is very different from that to other types. This discusses how to take advantage of it. The Sperm Donor...
Real Loans for Real People June 10th, 2009
The Best Loans Right NOW Based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates! I am sorry to have to report that we've had a spike in rates available and costs...
Real Loans for Real People June 4th, 2009
The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) Rates appear to have mostly fallen off a bit from last week in conventional conforming land, but...
General Consumer Articles: Weeks in Review May 11th-May 31st
Last makeup week. Let's hope I don't let this get behind again! Newly Written Articles You Want an Agency That Can Pay ENOUGH Attention to YOU: Just because they sell a lot of properties doesn't mean they do a good...
Real Loans for Real People May 27th, 2009
The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) I do fear that rates have risen due to inflation fears and government spending. If you've been...
General Consumer Articles: Weeks in Review April 20th-May 10th
I've been letting this slide for several weeks due to one thing or another, during which time I've done a few important new articles and republished quite a few important older ones. Therefore, I'm going to limit the review...
Real Loans for Real People May 21st, 2009
The Best Loans Right NOW (based upon "average credit", not absolutely perfect credit. People who do have better credit get even better rates) Conforming Rates Thirty Year Fixed Rate Loans 4.75% 30 Year fixed rate loan, with NO points (discount...
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