Entries from Searchlight Crusade tagged with 'public records'

Power of Attorney for Real Estate Transactions

I got a search for how one spouse could sign while the other was out of town, and act on their behalf. Since both spouses usually need to sign real estate papers, this is a real concern. Actually, almost anybody...

What Can You Recover From the Title Company When They Miss an Easement?

"what can a consumer recover from title company for undisclosed easement" Basically, the cost of the immediate remedy, at least here in California. Here's a standard example. Mr. and Ms. Smith buy a property and they wish to put a...

Recording Errors and Title Insurance

I just got a google search where the question asked was "What if the mortgage is recorded in the wrong county?" I've never actually seen this (and San Diego County, once upon a time, included what is now Riverside, Imperial...

Title Deeds And The Form They Should Take

On a forum I frequent, someone posted this advice for prospective property purchasers: At closing, at the title office or bank, when signing the title, contract for sale or any transfer instrument (use a single obliterating line) mark out the...

Incorrect Legal Descriptions on a Trust Deed

"Trust Deed Incorrect Legal Description" was a search hit I got. There are all kinds of legal descriptions. Lot, Block and Subdivision Map, or just Lot and Map, are probably the most common for residential property. Sectional portions (Portion A...

Undisclosed Marriage or Domestic Partnership and Effects Upon Title

An email: I purchased a house in DELETED with two friends. Unbeknownst to us, one of them was in a legal domestic partnership relationship that she withheld from us (we knew about the relationship, just not about the legal part)....

Privacy Concerns in Real Estate Transactions

Every once in a while I get someone who is unhappy with required paperwork for privacy reasons. There are three forms that are the driving force behind this. The first is the standard form for a mortgage loan application, known...

What If Your Deed Is Recorded Incorrectly?

I just got a google search where the question asked was "What if the mortgage is recorded in the wrong county?" I've never actually seen this (and San Diego County, once upon a time, included what is now Riverside, Imperial...

Buying Out A Partner - With Complications

First of all I love the information on the site. I've done some research into buying a home and have talked to several people who have bought homes and I can never believe the stories I've heard. My response...

What Happens When You Can't Make Your Real Estate Loan Payment

I've written a lot here about how to manage your mortgage so that you control it instead of it controlling you. Let's consider what happens when that project fails. If you don't pay your mortgage, on time, no big deal...

Title Insurance, or Preventing Fifty Ways to Lose Your Money

Yes, I've always kind of liked Paul Simon. But this post was inspired by something I ran across from a title company. And just to make certain you realize what I'm saying, it's fifty ways to lose your money if...

Can You Get A Mortgage On a Condemned House?

The answer is a modified no. The same answer applies to property that is only structurally damaged, but not condemned. That condemnation is a matter of public record. I've seen any number of them while perusing title records. It shows...

Transferring Ownership of Inherited Property

How do you transfer house ownership after someone dies and leaves you the house in a will? The will must be probated. Once all debts of the estate are paid and the court agrees to a final disposition of...

Title Deeds And The Form They Should Take

On a forum I frequent, someone posted this advice for prospective property purchasers: At closing, at the title office or bank, when signing the title, contract for sale or any transfer instrument (use a single obliterating line) mark out the...

Undisclosed Marriage or Domestic Partnership and Title

An email: I purchased a house in DELETED with two friends. Unbeknownst to us, one of them was in a legal domestic partnership relationship that she withheld from us (we knew about the relationship, just not about the legal part)....

Buying Out A Partner - With Complications

First of all I love the information on the site. I've done some research into buying a home and have talked to several people who have bought homes and I can never believe the stories I've heard. My response...

What Happens When You Can't Make Your Real Estate Loan Payment

I've written a lot here about how to manage your mortgage so that you control it instead of it controlling you. Let's consider what happens when that project fails. If you don't pay your mortgage, on time, no big deal...

Can You Get A Mortgage On a Condemned House?

The answer is a modified no. The same answer applies to property that is only structurally damaged, but not condemned. That condemnation is a matter of public record. I've seen any number of them while perusing title records. It shows...

The Mechanics of Inheriting Real Estate

How do you transfer house ownership after someone dies and leaves you the house in a will? The will must be probated. Once all debts of the estate are paid and the court agrees to a final disposition of...

Incorrect Legal Descriptions on a Trust Deed

"Trust Deed Incorrect Legal Description" There are all kinds of legal descriptions. Lot, Block and Map, or just Lot and Map, are probably the most common. Sectional portions (Portion A of Section B of Township C, Range D) are probably...