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Why the Current State of New Developer Housing
I've seen many new home developments with vaulted ceilings, mini-vineyards, huge houses on little tiny lots...Why can't some developer built some homes for us regular people? A normal sized home with plenty of closet space and a decent (not...
Definition of Purchase Money, Cash Out, and Rate /Term Mortgages
Purchase Money: This is a loan that enables you, in combination with your down payment, to actually purchase the property. If you spend cash to buy the property and get a loan the next day, that is not a purchase...
Top Ten Reasons Your House Isn't Selling
No, I never was a David Letterman watcher, for reasons having to do with turning into a pumpkin before his show started. I'm going to treat it a little more seriously than he did, as this is a serious...
On Legal Adulthood
People seem a little fuzzy about the concept of adulthood and legal adulthood, so let's take a look at. Adulthood is that state where a person has been adjudged by society and the culture to be capable of making their...
To those claiming a refusal to vote for Trump or for Hillary gives the election to the other.
Stop. Just stop. A false dichotomy remains a false dichotomy no matter how many times you say it. It remains a false dichotomy no matter how many temper tantrums you throw. I have held my nose and voted for...
Reverse Engineering Works in Human Affairs and Legislation, Too
Praxeology, or deducing intent by action, is nothing more than reverse engineering as applied to humans rather than machinery. It completely amazes me the number of people who understand that you design a keyboard, for instance, by including the sorts...
Good Intentions and Over-Extended Homeowners
(I do use one piece of non G-rated language below. I hope you'll agree with me that it was necessary to convey the proper sentiment) USA Today had an oped, "3 ways to help borrowers without bailing them out" Their...
Links and Minifeatures 2009 06 08 Monday
Megan McArdle is blogging up a storm with lots of really good points about abortion and the murder of George Tiller. This debate is not going away. Those who believe abortion is murder are not going to mysteriously vanish,...
Links and Minifeatures 2009 04 06 Monday
Carnival of Real Estate Carnival of Personal Finance ********** Victor Davis Hanson: President Obama's First 70 Days: It really does all make sense. In other words, if you believed as President Obama and many of his advisors do, then you...
Links and Minifeatures 2009 01 29 Thursday
Bill Gates: School Reform That Works These successes and failures have underscored the need to aim high and embrace change in America's schools. Our goal as a nation should be to ensure that 80 percent of our students graduate...
Links and Minifeatures 2009 01 16 Friday
Plane crashes in NYC river after bird cuts engines A US Airways plane crashed into the frigid Hudson River on Thursday afternoon after striking a bird that disabled two engines, sending 150 on board scrambling onto rescue boats, authorities...
How the Gay Rights Movement Converted Me From A Solid Supporter to Something Else
I am sorry, but I cannot stay silent on this matter any longer. Several years ago there was a a Proposition on the California ballot regarding gay marriage. I voted in favor of gay marriage then, but as I recall,...
Links and Minifeatures 2008 11 17 Monday
Carnival of Personal Finance ********** What he said: Stephen Den Beste (profanity warning applies) There is no way in this universe that Obama can govern in accordance with how he campaigned. To the extent that he tries, his term will...
Links and Minifeatures 2008 10 06 Monday
Carnival of Real Estate ********** Joe Biden:10 factually incorrect claims in the debate Ace says 14. Here's his list I stopped counting after six egregious, known and verified. Palin may have shaded the truth and had some instances of...
The Vice Presidential Debate: How Did Palin and Biden Do?
Three Poll Questions and lest it be unclear, one person, one vote (in each), i.e. enlightened democracy rules. How did Sarah Palin do? Did Your Opinion of Sarah Palin as Vice Presidential Candidate Improve or Deteriorate with her performance at...
House Kills Best Likely Bill to Save the Markets
Scroll down or hit reload for UPDATES Myth vs Fact on bailout compromise If John McCain had not used his presidential campaign to shine a media spotlight on the process, the Dodd version would probably have been passed over the...
Links and Minifeatures 2008 08 06 Wednesday
Over at my other site, the fourth in my series of Neighborhood articles is up: Neighborhoods of La Mesa: Maryland Avenue ********** It's not news, it's Scrappleface: funnier and more clever than The Onion! BREAKING: Zawahiri Dead, Global Warming Suspected...
Top Ten Reasons Your Home Isn't Selling
No, I'm not a David Letterman watcher, for reasons having to do with turning into a pumpkin before his show starts. I'm going to treat it a little more seriously than he does, as this is a serious subject,...
Links and Minifeatures 2008 05 19 Monday
Carnival of Real Estate Carnival of Personal Finance San Diego Special Edition ********** Fannie Mae scraps higher downpayment requirements The government-sponsored mortgage finance company said Friday it will require minimum down payments of between 3 percent and 5 percent...
Links and Minifeatures 2008 05 08 Thursday
FYI: Fannie and Freddie have changed things a bit, and now the temporary Jumbo Conforming Loan rates have dropped like a rock, to the point where there's only a quarter to a half point difference in cost between them...
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